Fighting to be Frugal

It's January 25, and believe it or not, I have laundry hanging on the line! It feels like the end of March out there today; the ground is muddy, the air is warm and the sun is shining. I can't believe it's January! Last year this time we had so much snow you couldn't see road signs. This year, right now, it's green outside and there are reports of tulips popping up. And I live in Atlantic Canada.

Usually in January I hang clothes on the drying rack near the wood stove and the rest are in the dryer. Today they're on the drying rack and the line.

That's my big frugal thing for the day.

What are you doing to be a little more frugal today?

Enjoy!

Over at Tostitos.ca, there is currently a promotion to reimburse you $20 when you purchase $20 of PepsiCo products. Valid from December 15th to February 13th. Please read all of the fine print to make sure you have all of the requirements before submitting the form. Got to love free product! We are big nacho eaters here, so that's what we will be stocking up on. With all of the sales, that's 8 bags of nacho chips I'll be getting for free! I'd put a link here, but it's a locked pdf. Hope you're all able to get in on the deal.

Enjoy!

I am going to be writing a monthly article for a small local paper here on frugal tips and lifestyle. What topic should I start with?

Enjoy!

Today we got our power bill. I was a little frustrated because it was $12 more than I had budgeted.

Now as I sit and watch the local news (I never watch it, but am waiting for an interview done with my friend that runs extreme couponing PEI), they were talking about heating oil going up in price. The average monthly expense for oil is $500 a month! My jaw dropped!

I'm complaining about my bill being up $12. My monthly heating expenses are around $70. I don't know how we would ever have $500 a month. I'm so grateful for my woodstove and our electric convect air heaters for back up or on extra cold days.

How much do you spend on heat each month? How do you save money on heating?

Enjoy!

Good morning readers!




Are you thinking of attending the Jack Frost Festival in Charlottetown PE this February? 
Well starting today, weekend passes are on sale for half price! Check it out at The Mega Catch!

We need a reality check. How many of you paid cash for your Christmas? How many of you paid it on credit? How many of you know how much you spent? How many of you stayed on a budget?


Lots of questions.

As this is a beginning of a new year, I have a challenge for you. Will you except it?

I sure hope so.

Right now, or as soon as you are near the place that your receipts are kept, I want you to go and gather all of your Christmas expenses. Now tally them up.

Is it as much, less, or more than you expected?

Now I would like you to take that amount and divide it by the amount of pays you have in a calendar year.

The goal is to take that amount from each pay this year and set it in A SEPARATE ACCOUNT for the year. By Christmas, you will have almost your entire money ready, with maybe one more paycheque to arrive.

Don't you feel relief already?

Do you have a different way of saving for Christmas? Please share it with us.

Enjoy!